Low Cost Auto Insurance (LCA)

California's Low Cost Auto Insurance Program: as low as $263 per year for qualifying drivers. Meet state minimum liability requirements at affordable rates.

What We Offer

Valid California driver license required
Meet income eligibility guidelines
Vehicle value $25,000 or less
At least 16 years old and not a dependent
No at-fault injury accidents (51%+)
No more than 1 point on driving record
We assist with income verification and application

Key Benefits

As low as $263 per year for qualifying drivers
$10k/$20k bodily injury per person/accident
$3k property damage per accident
$1k medical payment (optional)
$10k/$20k uninsured motorist bodily injury (optional)
Fast appointment-based enrollment

Ready to Get Started?

Contact our experienced team today for a free consultation and personalized quote.